Wave Wave Wave

Decentralised finance for people transacting less than a $1

Enabling humanitarian and mobile networks to provide fast, scalable and low-cost decentralised financial services to their customers


TrustWorks is a fintech on a mission to enable anyone with a mobile to access decentralized financial services. We do so by providing humanitarian and mobile networks with the building blocks required to scale decentralised finance across their network – with a specific focus on the 1.7 billion with access to a phone but no bank account.  



TrustWorks is able to program money to reduce barriers traditionally associated with financial exclusion


TrustWorks can be integrated via wallet or API and is available across smart and feature phones (KaiOS, iOS and Android) or web


TrustWorks is a self-custody solution meaning only the user is in control of their funds


TrustWorks leverages stable coins and the blockchain to deliver almost instant, ultra-low cost and easily scalable financial services - globally

Stake On Us

TrustWorks infrastructure services are operating a Celo Network Validator. Stake now and earn up to 5.8% a year.


Alesh Brown

Alesh Brown


Specialist in building products, strategies and standards to improve the delivery of cash and financial inclusion in humanitarian settings

Gavin Cunningham

Gavin Cunningham


UK solicitor specialising in corporate law and the practical application of emerging technologies within complex legal and regulatory frameworks

David Acton

David Acton


Multi-award winning software engineer, who previously worked for a major European investment bank as their lead blockchain architect

Sharon Henley

Sharon Henley

Product Strategy

Previous head of Head of Marketing at the UK Royal Mint. Responsible for launching their tokenized Gold token (RMG)

Chris Matten

Chris Matten

Head of Risk

Retired PwC Partner specialising in Financial control; Enterprise risk management; Capital management and Compliance

Joe Jasin

Joe Jasin

Board of Director

Veteran executive in mobile/wireless industry; Venture capital Fund founder and investor. Member on the GSMA Innovations Council Committee.

Jamie Jarabejo

Jamie Jarabejo

Interface Design

User interface designer specializing in rapid prototyping to product design with experience with the UN and various blockchain projects.

Contact Us

    Terms and Conditions


    Our Celo.Works staking address is available at the bottom of the page.

    Your use of and access to our services are subject to the following Terms and Conditions (the “Terms”). If you do not agree to ALL of the terms below, you may not use or access our services in any manner. 

    These “Terms”, together with our Services, constitute a binding contract between you and TrustWorks Ltd., trading as Celo.Works (“Celo.Works” “we” or “us”). Your use of the Services in any way means that you agree to all of these Terms, and these Terms will remain in effect while you use the Services. These Terms include the terms set out in our Privacy Policy which is herein incorporated by reference. 

    If you have any questions, comments, or concerns regarding these terms or our Services, please contact us at: info@celo.works


    We do not provide investment advice and nothing on our website should be constructed as a solicitation for investment. Details and links provided on the website are for information only. We do not hold or control your tokens at any stake. Celo.Works is a technology service provider only, enabling you to interact with the Celo Network by staking your tokens to support the network. You are solely responsible for any decisions you make with respect to your tokens and you agree to hold us harmless for any loss resulting from your own actions.


    We reserve the right to change the Terms at any time without notice. If you don’t agree with the new Terms, you are free to reject them; unfortunately, that means you will no longer be able to use the Services. If you use the Services in any way after a change to the Terms is effective, that means you agree to all of the changes. We may withdraw your use of the Services at any time.


    Details of how the Celo Network operates are available in their whitepaper. For information on how to stake your cGLD see here. Or alternatively drop us an email info@celo.works.


    You represent and warrant that you are either an individual over the age of 18 or a body corporate incorporates in a jurisdiction that does not appear on any UK, US or EU sanctions list. You undertake only to use our Services for your own internal, personal use, and not on behalf of or for the benefit of any third party. You will comply with all relevant laws that apply to you and your use of our Services. In the event that you provide us with information or data, you promise to provide us with accurate, complete, and updated information.


    You are solely responsible for any tokens that you stake using our Services. We have no control over your tokens and if you lose access to them, we will not be able to help you. You acknowledge and agree that you shall access and use the Services at your own risk. The risk of loss in managing cryptocurrency, including staking tokens, can be substantial.


    No. Celo will penalise Celo.Works if our validator experiences prolonged down-time or double signs a block. That penalisation only applies to tokens owned and staked by Celo.Works and not your tokens. If Celo.Works is penalised however, the staking rewards paid to you by Celo for staking on us will be lower for some time, during which your tokens may be locked, before returning to normal levels. 


    We do not charge you for the Services. You are rewarded by Celo directly for staking your tokens for the benefit of the network and Celo.Works are rewarded by Celo directly for running the validator  infrastructure required to support that. 


    Warranty Disclaimer - Neither Celo.Works nor its licensors, suppliers, partners, parent, subsidiaries or affiliated entities, or each of their respective officers, directors, members, employees, consultants, contract employees, representatives or agents, or each of their respective successors or assigns makes any representations or warranties concerning the Services, including without limitation any content contained in or accessed through the Services, and Celo.Works will not be responsible or liable for the accuracy, copyright compliance, legality, or decency of material contained in or accessed through the Services or any claims, actions, suits procedures, costs, expenses, damages or liabilities arising out of or in any way related to your participation in or use of the Services. Celo.Works makes no representations or warranties regarding suggestions or recommendations of services or products offered or purchased through or in connection with the Services. The services and content are provided by Celo.Works on an “AS-IS” basis, without warranties of any kind, either express or implied, including without limitation, implied warranties of merchantability, fitness for a particular purpose, non-infringement, of that use of the services will be uninterrupted or error-free. 

    Limitation of Liability - To the fullest extent allowed by applicable law, under no circumstances and under no legal theory (including, with limitation, tort, contract, strict liability, or otherwise) shall Celo.Works be liable to you or to any other person for (a) any indirect, special, incidental, punitive or consequential damages of any kind, including damages for lost profits, business interruption, loss of data, loss of goodwill, work stoppage, accuracy of result, or computer failure or malfunction, (b) any substitute goods, services or technology, or (c) any matter beyond our reasonable control. 

    Indemnity -To the fullest extent allowed by applicable law, you agree to indemnify and hold Celo.Works harmless from and against any and all claims, liabilities, damages (actual and consequential), losses and expenses (including legal fees) arising from or in any way related to any claims relating to (a) your use of the Services (including any actions taken by a third party using your account), or (b) your violation of these Terms.

    Assignment - You may not assign, delegate or transfer these Terms or your rights or obligations hereunder in any way (by operation of law or otherwise) without our prior written consent. We may transfer, assign, or delegate these Terms and our rights and obligations without consent.

    Choice of Law - These Terms are governed by and will be construed under the laws of England and Wales and the courts of England and Wales shall have exclusive jurisdiction to settle any dispute arising.

    Miscellaneous - You will be responsible for paying, withholding, filing, and reporting all taxes, duties, and other governmental assessments associated with your activity in connection with the Services. If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated, to the minimum extent necessary, so that these Terms shall otherwise remain in full force and effect and enforceable. You and we agree that these Terms are the complete and exclusive statement of the mutual understanding between you and us and that these Terms supersede and cancel all previous written and oral agreements, communications and other understandings relating to the subject matter of these Terms. You hereby acknowledge and agree that you are not an employee, agent, partner, or joint venture of Celo.Works, and you do not have any authority of any kind to bind us in any respect whatsoever.

    Here’s our validator address: